Pyntrach

Blog

Research and perspectives.

Writing on artificial intelligence, finance and commerce in African consumer markets, from researchers and practitioners.

Research

How confident should we be in AI that handles money?

Test accuracy tells you how a model did on yesterday's data. When software decides whether a payment is fraudulent, we need a defensible claim about how often it will fail tomorrow.

Rabiu Muhammad Tsoho · 3 min read

Perspectives

What Bangkok taught me about everyday digital payments

In Bangkok, paying a street vendor by scanning a QR code is unremarkable. The lesson for other consumer markets is less about technology than about shared rails and trust.

Musa Yahaya · 2 min read

Perspectives

Financial inclusion is a design problem

Access to an account is only the first step. Whether people actually use financial services depends on whether those services fit their lives, and that is a question of design.

Muslihu Aminu Pindiga · 2 min read